According to studies done in the past, medical inflation in India is around 15-19 percent annually. Hence, having a health insurance plan that offers enough benefits to an individual and his family is getting more and more important.
However, it is not only about health and illness but for some unfortunate events, which you are unaware of. In an emergency, health insurance benefits can help you overcome the circumstances, and bring your life back on track
Talking about health insurance policies, Religare health insurance is one of the most reliable insurance services providers with a great claim settlement ratio in recent years. If you are looking to buy a health insurance plan, then Religare health insurance plan should be the name you choose as they offer a high sum assured with the best medical care in hospitals near you.
Overview of Religare Health Insurance: Being a leading health insurance company, Religare specializes in providing a wide range of health insurance covers. It has its stakeholders holding three interrelated organizations including Union Bank of India, Religare Enterprise Ltd. and Corporation Bank. Having marketing support from the leading hospital chain, Fortis Healthcare Ltd, Religare has a strong reputation across 1700 locations in India.
The health insurance policies provided by Religare are easily available online, and you get a wide range of option to choose from:
1. Individual health insurance plans
2. Health insurance for senior citizens
3. Comprehensive Health insurance plan
4. Maternity Health Insurance
5. Group Health Insurance
So, the question is why you should choose Religare health insurance plan?
Here are the benefits and features of Religare Health Insurance Plans:
Health Care: As mentioned earlier, Religare is among the leading health care insurance providers backed by Fortis Healthcare, Religare Wellness and SRL Diagnostic. This makes it easy to rely on the coverage you are going to get.
A Wide Network: With more than 5420 hospitals in India, Religare health insurance plans allow you to get medical care treatment from anywhere in India without any delay.
Easy Communication: Whenever you have queries related to the claims or else on your health insurance plan, you will get detailed solutions right away. No delays and no third party involvement will be there to make you feel uncomfortable.
Preventive Health Care: The insurer provide preventive health care treatments including annual health check-ups diagnosis for severe disease.
Easy Claim Process: The biggest plus point of Religare health plan is the easy and fast claim settlement without any third party involvement.
Add-ons with Religare Health Plans
No Claim Bonus: By choosing NCB, you can increase your sum insured in the future by 50% for every claim free year. Which means in total, you can get the sum insured up to 150% in just 5 years with both, NCB and NCB Super one.
Everyday Care: From routine visits to hospitalization everyday care, you will get 1% of your sum insured for consultation and diagnose test. This can also be availed via cashless health cards and additional premiums paid to add on covers for tax benefits.
Unlimited Automatic Recharge: To make sure you never run out of coverage, Religare Health gives you add-on cover for your sum insured reinstatement automatically, which can be availed for three times.
Air Ambulance Cover: Sometimes the right treatments are far from where you are. In such cases, you get air ambulance cover for all the long-distance emergency treatments.
Personal Accident Cover: No more hassles of maintaining two policies as by getting add-on coverage for accidental death and permanent disability, you get up to 10 times of the sum insured opted.
International Second Opinion: In critical diseases, Religare plans allow you to consult doctors and take a second opinion before you move ahead for the treatment.
Global Coverage: Quality healthcare should never be bounded. If you are suggested to get overseas treatment, you can get this add-on cover, which shelters you globally with the cashless health care facility.
Religare Health Insurance Policy Renewal: In order to get constant complete health insurance coverage for you and your family, it is important to renew your policy before the due date, and avoid the hassles of buying a new policy. Health insurance plans provided by Religare Health Insurance can easily be renewed online, through the company website.
What makes the policy popular is the online payment options for renewal using net banking, credit card, or debit card. Plus, the customer support team makes sure you are reminded through messages, for the renewal payment.
How Religare Health Insurance Policy Covers?
Medical Care: From room rents, consultation, nursing, OT cost, blood expense, diagnosis reports and medical tests of different categories.
Pre & Post Hospitalization: 30 Days for pre-hospitalization and 60- days covered for post-hospitalization.
Day Care Expense: Specification and add-ons coverage.
Organ Donor’s Expenses: Covered up to the specified limit.
Daily Cash Allowance: Up to Rs. 500 per day.
Maternity Coverage: From pre and post hospitalization expenses, depending on the conditions.
New Born Baby: Coverage up to 3 months
1. Annual health check-ups
2. All the add-on benefits
With so many medical care features available and with an easy claim process, you can get the best health insurance coverage from Religare Health, which has been one of the most recommended insurance provider companies in India.